Dispelling Auto Insurance Myths – No Tickets or Accidents Means Rates Go Down
Posted on Thu, Feb 09, 2012
Maintaining a safe driving record by remaining ticket- and accident-free will help lower your Massachusetts auto insurance rate over time, but other factors can keep that rate where it is or even make it go up. These include national or regional trends such as the increasing cost of repairing vehicles, rising hospital expenses, and more lawsuits.
There are some other ways in which you get savings on your auto insurance premiums. Check with us to see if you qualify for any of the following discounts and advantages.
Safe Driver Discount
Customers who qualify — no accidents, violations or major comprehensive claims in their households — could benefit from a Safe Driver Discount.
Paid in Full Discount
Customers who select a paid in full bill plan and pay their auto policy premium in full, are eligible to receive a discount of up to 5%.
Multi-Car Advantage
If customers insure more than one car with the same carrier, they could benefit from a multi-car advantage.
Multi-Policy Discount
Customers who combine their auto and home policies with the same carrier could see savings of up to 15% on each policy!
Roadside Assistance Discount
If customers belong to a roadside assistance program, they could qualify for a discount.
Hybrid Vehicle Discount
Customers could get up to 10% off insurance for hybrids.
Good Student Discount
Young drivers may qualify for a discount for having good grades (A/B average).
Driver Training Discount
Young drivers (under age 21) who complete a driver-training course may qualify for this discount.
Student Away at School Discount
Policyholders with a dependent (under age 25) who goes away to school (100 plus miles away) may qualify for this discount.