Check out the new Business Resources section on our website for other helpful tips and information for protecting your business.
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Business Continuation
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One of the first things any business owner needs to consider is how to protect against events that may threaten the future of the business, like the death or disability of a proprietor, partner or key employee.
 Individual Life Insurance
Let's start with the worst-case scenario, the death of one of the business owners. What will happen to your business if you die? Many small business owners take out loans to help grow their businesses, and often secure these loans with personal assets. If you have business loans and were to pass away before they were paid off, you might think your family could sell or liquidate the business to cover the debts and provide financial security for them. See more ways to protect your business' future....
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Hired and Non-Owned Auto Liability Coverage
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Why Businesses Need It
Hired and non-owned auto liability may be one of the largest risk exposures many business owners do not realize. Common misconception exists that commercial auto coverage is not necessary if a business does not own any vehicles. In reality, most companies use autos owned by their employees, agents and members of the household in connection with their business and could be sued by a third party in an event of an accident. Read more about why your business needs hired and non-owned auto coverage....
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Bed Bugs and Insurance
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From: Independent Insurance Agents & Brokers of America
 Question:
"I have a puzzling topic to run by you: bedbugs. As you know, these pests are a huge and growing problem, not just for homeowners and apartment dwellers, but the commercial aspect is mind-boggling. They're becoming more prevalent in retail and commercial spaces, not to mention hotels/motels and multi-unit buildings. I talked to an expert yesterday who said it could cost hundreds of thousands to get rid of them, a huge expense for a business owner. For agents and brokers, the angle is, how do you advise your commercial customers on this risk?" Find out the answer...
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| Meet Paula Wyble, Commercial Client Service Representative |
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Paula Wyble joined the Gaudette Insurance Agency commercial team in March of 2002, bringing with her a vast store of knowledge and experience
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