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Insurance Insider - October 2011 Edition
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Illnesses Cause More Disabilities Than Accidents

Many people feel they don't need disability insurance because they believe they won't get into an accident. Did you know that according to the Council of Disability Awareness (CDA), accident-related claims account for less than 10% of disability claims?
Some of the most common causes of long-term disability are illnesses like cancer, heart attack or diabetes. Find out more surprising causes of disability.
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NEW! Insurance Coverage for Collectibles
Sure, we've always been able to cover your stamps, coins, art and other collectibles through homeowners insurance but now we offer a specialty collectibles insurance policy. What's the difference, you might ask? Well, for starters, collectibles insurance is broader and more comprehensive than homeowners insurance, providing for most causes of loss unless specifically excluded. No appraisals are necessary. A collectibles policy typically costs less than scheduling items on your homeowners insurance. Find out more reasons why a collectibles policymay be a better option for your collection.
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6 Questions to Ask Before You Buy Life Insurance
The thought of buying life insurance can be daunting. It can be confusing, there are several types of life insurance and you might think there are better options for protecting your loved ones. Before getting into a tizzy, consider these 6 questions to help you make a better informed decision.
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