Flood Insurance:
Unlike a standard homeowner's policy, flood insurance covers losses to your property caused by flooding as defined by the National Flood Insurance Program.
Motorcycle Insurance:
A motorcycle policy follows the same form as your regular auto policy but must be purchased separately. As with your auto policy, certain coverages are mandatory while others, such as comprehensive and collision, are optional.
Boat Insurance:
Boat Insurance programs are normally designed to cover boats up to 26 feet in overall length. If the size of your vessel is greater than 26 feet, it’s generally considered a yacht, and therefore, qualifies for yacht insurance. Boat insurance provides physical damage coverage with a deductible to repair your boat if it’s accidentally damaged or destroyed by a covered peril such as collision, fire, theft, windstorm, lightning or vandalism. This coverage is broad and provides coverage for the boat, including its machinery and auxiliary equipment, outboard motors, boat trailer and personal property. Ask us about additional coverage: Personal Effects, Boat Liability, Medical Payments and Commercial Towing and Assistance.
Recreational Vehicle Insurance:
While your motor home can be listed as a vehicle on your personal auto policy, other recreational vehicles such as snowmobiles or ATVs need their own, specialty policy.
ID Theft Insurance:
Identity theft insurance provides reimbursement to crime victims for the cost of restoring their identity and repairing credit reports. Some companies now include it as part of their homeowner's insurance policy. Others provide it as either a stand along policy or as an endorsement to a homeowners or renters insurance policy.
Wedding Insurance:
A Wedding Insurance policy can protect you against certain types of financial losses you may incur in the event of unpredictable situations during the period leading up to and including your wedding day.
Do you understand how these policies will protect you? We do & we can help. Contact Us