Confused by all the options for Massachusetts auto insurance? Don’t be. We’ll help you make sense of it all. Choosing the right auto insurance can help protect you and your family from the risks associated with the road.
Here are a few basics to help you understand what auto insurance is all about. Auto insurance protects you against financial loss in the event of an accident and is comprised of the following broad categories of coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Within the three broad coverage categories listed above, an auto insurance policy is comprised of twelve parts of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.
Even though the road isn't always smooth, speed bumps are easy to navigate when you've got the right coverage.
To get a free quote, either complete our online auto insurance quote form or call us at 800-922-8381.