If you’re like most people, you depend on your paycheck to pay your monthly living expenses. If you were disabled and unable to work as a result of an accident or illness, what would you and your family do for income? Disability insurance, which compliments health insurance, can replace a portion of lost income.
There are two types of disability insurance:
- Short-Term Disability has a waiting period of 0-14 days with a maximum benefit period of no longer than 2 years.
- Long-Term Disability has a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to age 67.
In addition to the types of disability insurance, there are several protection features and options or riders to consider. With so many disability insurance features and options, we can work with you to customize the best protection based on your situation and budget.
To get a free quote, either complete our online disability insurance quote form or call us at 800-922-8381.