Even if you don't live near the water, your home and belongings may still be at risk for flood damage—something your homeowners insurance policy probably does not cover. Anywhere it rains, it can flood. Just a few inches of water can cause unexpected damages to your home and its contents.
If you live in an area with a high flood risk and have a mortgage, you may be required by federal law to have flood insurance. But even if you’re not required to, you’re home could still be at risk. Flood insurance covers the structure of your home and your personal property.
Since most flood insurance policies require a 30-day waiting period before the coverage is effective, don’t wait until the waters are rising to get a policy.
To get a free quote, either complete our online insurance quote request form or call us at 800-922-8381.