Your home is often your most valuable asset. Homeowners insurance compensates you for losses to your home and your possessions inside it, so purchasing a homeowners insurance policy provides added security for your investment.
If injuries occur on your property that you are legally liable for, your homeowners coverage will protect you. Additionally, coverage extends to include property damage you or members of your family cause to other people. This can include damage caused by household pets. Homeowners insurance also protects you from financial losses caused by disasters such as storms, fire, theft and other events.
There are several different types of homeowner insurance policies. These vary by whether you own a home, condo, or if you are a renter. The various policies provide different levels of coverage. Generally, a standard Massachusetts homeowners insurance policy protects the following:
- Coverage for the physical structure of your home
- Coverage for structures on your property (storage sheds, pools, boathouses, etc.)
- Coverage for your personal belongings, up to specified limits
- Liability protection
- Additional living expenses if a fire or other insured disaster
Protect your home the way it protects you by choosing smart homeowners insurance coverage.
To get a free quote, either complete our online homeowners insurance quote form or call us at 800-922-8381.