Auto Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Auto Insurance Information
Proudly Serving Grafton, Westboro, Shrewsbury, Whitinsville, Southborough, Northbridge, Uxbridge, and Millbury
Good Drivers are Responsible Drivers.
Why should you do business with Gaudette Insurance?
One of the most essential types of protection you can have as a driver is auto insurance. This coverage gives you financial assistance if you have an accident, your car is stolen or your vehicle is damaged. Massachusetts drivers can get a policy for their unique needs at The Gaudette Insurance Agency.
What Does Auto Insurance Offer?
Auto insurance is a contract between you and your insurer. You agree to pay your insurer a premium, and your insurer agrees to provide coverage depending on your type of auto insurance policy.
Accidents can be costly, and insurance coverage protects you financially, reducing your out-of-pocket costs. After filing your accident claim, you’ll receive a certain amount of money to assist with repair costs.
What Should My Policy Include?
The average auto insurance policy can offer numerous coverages, including:
Bodily injury liability coverage: This may pay for third-party medical bills and sometimes for death benefits.
Property damage liability coverage: This may pay for damage to the other party’s property.
Collision insurance. This may cover damage to your vehicle that you sustained in an accident.
Comprehensive insurance. This coverage may pay for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.
Medical payments coverage/personal injury protection. If you are injured in an accident, this coverage may pay for your medical bills. Sometimes it may cover other losses, such as lost income.
Uninsured/underinsured motorist insurance. This may protect against damage caused by someone else who doesn’t have appropriate liability coverage.
Often you can supplement your policy with additional coverage, including:
The Gaudette Insurance Agency can help you choose the best coverage for your needs.
What Does Auto Insurance Cost?
Various factors can influence the cost of your auto insurance policy, including coverage limits, your vehicle’s value and driving history, where you live and your past claims history, among other things. The Gaudette Insurance Agency can help you determine what auto insurance is best for you and your vehicle.
How We Can Help
Call us at 508-234-6333 today and we’ll help you get the coverage you need.
Frequently Asked Questions
Will my deductible apply?
You will always pay your deductible unless you are not at fault in an accident and you can identify who has caused the damage.
What is comprehensive?
This Part is not a substitute for Collision (Part 7) or Limited Collision (Part 8). In Massachusetts, a big benefit of having comprehensive coverage is that non-collision related vehicle glass damage is repaired without being subject to your comprehensive deductible. In rare cases, a client may choose a separate glass deductible which would then apply. The following types of losses are Comprehensive and not Collision losses: losses caused by vandalism, fire and theft, missiles, falling objects, larceny, explosion, earthquake, windstorm, hail, water, flood, malicious mischief, riot or contact with a bird or animal.
What is full coverage?
Full coverage means different things to different people. There is no definition of "full coverage" You will need to discuss coverage in detail with your customer service representative.
If someone borrows my car, will my insurance cover them?
Yes, they will be covered in most cases as long as they are not a regular driver. If they drive your vehicle on a regular basis or they are a licensed household member, they will need to be added as a driver to your policy.
How do I cancel an auto policy?
Insureds can cancel auto policies by: returning the license plates to the registry of motor vehicles, by a notice of transfer from another agent or company or through the MassDOT website. At Gaudette, we are able to return those plates for you through our on-line connection with the RMV.