Cars are expensive investments that come with risks. Acquiring auto insurance can help prevent significant out-of-pocket expenses following an accident. Learn more about the different types of auto insurance coverage below.  

What Does Auto Insurance Cover? 
Policies vary, but a general auto insurance policy might include some of the following options: 

• Liability insurance helps insure against claims arising from damage or injuries you cause to others if you are at fault in a wreck.
  • Bodily injury liability coverage helps cover their medical bills (and in some cases, deaths).
  • Property damage liability helps pay for damage to the other driver’s property, such as their car.
• Collision insurance helps cover damage to your vehicle after a wreck.
• Comprehensive insurance helps pay for non-accident mishaps, such as weather damage.
• Medical payments (MedPay) coverage helps pay for your medical bills and those of your passengers.
• Personal injury protection (PIP) coverage helps cover your medical expenses, lost wages and other costs if you’re injured in a car accident, regardless of who is at fault.
• Uninsured/underinsured Insurance helps insure against damage caused by someone else who doesn’t have appropriate liability coverage. 

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.