Call Us (508) 234-6333 ☰ ˟
Logo
Call Us (508) 234-6333
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Locations
    • Testimonials
    • COVID-19 Auto Insurance Refund Programs
    • Get a Quote
    • Our Partners
    • Partner Links
    • MA DOT Requirements
    • Community Involvement
    • Blog
    • Why Choose an Independent Agency?
    • 90 Years - How it all Began
    • FAQ
    • Helpful Links
    • Registry Services
    • Contact UsImage of right arrow
      • Whitinsville
      • Grafton
      • Southborough
      • Locations & Hours
    • Claims Survey
  • Products
    • Auto and Homeowners Insurance
    • AutomobileImage of right arrow
      • Auto Liability Coverage
      • Comprehensive Auto Coverage
      • Auto Collision Coverage
      • Uninsured/Underinsured Motorist Coverage
      • Diminishing/Vanishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • Towing Services & Coverage
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • HomeownersImage of right arrow
      • High Value Homeowners
      • Property Insurance -
      • Homeowners Liability
      • Renters Insurance
      • Earthquake Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Personal Umbrella Insurance
    • Recreational VehicleImage of right arrow
      • Boat/Watercraft Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Additional Insurance ServicesImage of right arrow
      • Special Event & Wedding Insurance
      • Other Services
      • Wedding Insurance and Special Event Insurance
    • Coverage for Your EmployeesImage of right arrow
      • Group Disability Insurance
      • Disability Insurance
      • Individual Life Insurance
    • Condominium Master Policy
    • FarmImage of right arrow
      • Farm Owners Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • LifeImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Income Insurance
      • Second-to-Die Policy
      • Key Person (Key Men) Insurance
    • Long-Term Care Insurance
    • Disability Insurance
  • Coverage for Specific Industries
    • Accounting Firm Insurance
    • Alarm Contractors Insurance
    • Bar Insurance
    • Box Truck Insurance
    • Builders Risk Insurance
    • Car Dealership Insurance
    • Cargo Insurance and Freight Insurance
    • Catering Insurance
    • Cleaning Business Insurance
    • Condo Association Insurance
    • Construction Insurance
    • Consulting Firm Insurance
    • Contractors Insurance
    • Convenience Store and Gas Station Insurance
    • Craft Brewery Insurance
    • Dental Practice Insurance
    • Dump Truck Insurance
    • Educational Facility Insurance
    • Financial Institution Insurance
    • Food Truck Insurance
    • Fleet Insurance
    • Funeral Home Insurance
    • Garage Insurance
    • Handyman Insurance
    • Healthcare Facility Insurance
    • Healthcare Practice Insurance
    • HVAC Contractors Insurance
    • Law Firm Insurance
    • Life Science Insurance
    • Limousine Services Insurance
    • Liquor Liability Insurance
    • Maintenance Contractors Insurance
    • Manufacturing Insurance
    • Media & Advertising Insurance
    • Medical Malpractice Insurance
    • Minibus Insurance
    • Non Profit Insurance
    • Nursing Insurance
    • Nursing Home Insurance
    • Orthotics & Prosthetics Insurance
    • Personal Trainer Insurance
    • Pharmacist Insurance
    • Pool & Spa Insurance
    • Printers & Publishers Insurance
    • Railroad Contractors Insurance
    • Real Estate Businesses Insurance
    • Retail Insurance
    • Restaurant Insurance
    • School Bus Contractors Insurance
    • Scrap Metal Insurance
    • Security Guards Insurance
    • Self-Storage Insurance
    • Septic Contractors Insurance
    • Snow Plow Insurance
    • Specialty Trade Contractors Insurance
    • Specialized Truck Equipment Insurance
    • Technology Services Insurance
    • Tractor Insurance
    • Tow Trucks Insurance
    • Uber Insurance
    • Water Well Drillers Insurance
    • Veterinary Insurance
  • Coverage for Your Business
    • Surety & Fidelity Bonds
    • Business Catastrophe Insurance
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial General Liability
    • Commercial Property Insurance
    • Commercial Real Estate Insurance
    • Commercial Umbrella Insurance
    • Crime Insurance
    • Equipment Insurance
    • Errors and Omissions Insurance
    • Fidelity Bonds
    • Inland Marine Insurance
    • Kidnapping Insurance
    • Marine Insurance
    • Mechanical Breakdown Insurance
    • Office Insurance
    • Product Liability Insurance
    • Professional Liability Coverage
    • Ransom Insurance
    • Shipping Insurance
    • Small Business Insurance
    • Small Business Liability Insurance
    • Storage Insurance
    • Surety Bonds
    • Technology Insurance
    • Trailer Insurance
    • Transportation Insurance
    • Trucking Insurance and Semi Truck Insurance
    • Workers Compensation
    • Van Insurance
  • Contact Us
    • Contact Us
    • Whitinsville
    • Grafton
    • Southborough
    • Get a Quote
  • Blog
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More

Condo Insurance in Whitinsville MA & Grafton MA and surrounding areas

 

As a condominium owner, you might expect the insurance policy provided by your homeowner association (HOA) to cover your home. Unfortunately, the typical HOA policy does not cover the interior of your condo and its vital contents, which is why it's crucial to secure the proper insurance and make sure you are covered. Gaudette Insurance Agency, Inc. provides condo insurance to clients in Whitinsville, Grafton, Sutton, Westborough and surrounding areas.

Understanding your Existing Condo Coverage

Generally, HOA insurance will cover damage to the exterior of the condominium building and common areas, such as walkways and stairs. However, it does not cover the interior walls and incidents that may happen inside of it, as well as your belongings on the premises.

Condo insurance (also known as an HO-6 insurance policy) can cover the following events:

  • Explosions
  • Fire
  • Hailstorms
  • Lightning
  • Slips, falls and injuries
  • Theft/break-ins
  • Vandalism and malicious mischief
  • Water-related accidents and damage (e.g., burst pipes)
  • Windstorms

Keep in mind that even if the HOA policy does cover damage, there might be limits to what the HOA's policy limit will allow. For example, some HOA policies won't cover plumbing or wiring-related issues. It's important to keep yourself informed on what your current coverage is and make sure you're protected.

Protect your Home

Other factors will also determine what kind of condo insurance is right for you, such as where your home is and what kind of materials were used to construct the building. Don't put off planning in the event of a disaster for your home and contact the team at Gaudette Insurance Agency, Inc. to request a free quote.

Contact Us Today!
(508) 234-6333

Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment/Claims
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

1 Plummers Corner
Whitinsville, MA 01588

P: (508) 234-6333 | Fx: 508-234-8121 | mail@gaudette-insurance.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder