Call Us (508) 234-6333 ☰ ˟
Logo
Call Us (508) 234-6333
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Locations
      • 95 Years - How it all began
      • Community Involvement
    • Testimonials
    • Our CarriersImage of right arrow
      • Carrier Links
    • Claims Survey
    • Other ServicesImage of right arrow
      • MA DOT Requirements
      • Helpful Links
      • Registry Services
  • Get A Quote
    • Auto
    • Home
    • Other Quote Forms
    • Why Choose an Independent Agency?
  • Our Commercial Insurance Programs
    • Restaurant Insurance
    • Bar Insurance
    • Pharmacist Insurance
    • Manufacturing Insurance
    • Commercial Property Insurance
  • Coverage for Specific Industries
    • Accounting Firm
    • Alarm Contractors Insurance
    • Bar Insurance
    • Builders Risk
    • Cargo Insurance and Freight Insurance
    • Cleaning Business Insurance
    • Condo Association Insurance
    • Construction Insurance
    • Contractors Insurance
    • Convenience Store and Gas Station Insurance
    • Dental Practice Insurance
    • Garage Insurance
    • General Liability Insurance
    • Handyman Insurance
    • HVAC Contractors Insurance
    • Liquor Liability Insurance
    • Manufacturing Insurance
    • Non Profit Insurance
    • Retail Insurance
    • Restaurant Insurance
    • Self-Storage Insurance
    • Septic Contractors Insurance
    • Veterinary Insurance
  • Contact Us
    • Contact Us
    • Whitinsville
    • Grafton
    • Southborough
    • Westborough
    • Shrewsbury - Boston Turnpike
    • Get a Quote
  • Blog
  • Client Portal
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
RV and Boat Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Commercial-Products > Bar Insurance - Whitinsville MA & Grafton MA

Bar Insurance in Whitinsville MA & Grafton MA

Proudly Serving Grafton, Westboro, Shrewsbury, Whitinsville, Southborough, Northbridge, Uxbridge, and Millbury

Bars and taverns require unique insurance needs, but fortunately, bar insurance is available to help you comply with local laws regulating insurance needs for such establishments, and to help if you need reimbursement after some unexpected costs.

Bar Insurance Policy Features

Most forms of Bar Insurance are actually a combination of four important policies:

  • Business Owner's Policy—The Business Owner's Policy (BOP) bundles together several policies, including general liability coverage and property insurance. If rowdy patrons are breaking glasses, or people are suing because they fell after having a little too much to drink, this is the policy that will help.
  • Liquor Liability Insurance—If you sell alcohol to someone who's already intoxicated, you're partly responsible for what they do, and you could be held liable for any damage they cause. That's not our opinion; many states have written this provision into law and require bars and taverns to have liquor liability insurance before opening up for business.
  • Umbrella Coverage—The Business Owner's Policy provides the main coverage for your business, but if excessive damage (or a court-ordered payment for damages, in the case of a lawsuit) is involved, umbrella coverage can reimburse you for claims that would normally be difficult or impossible to pay.
  • Worker's Compensation—Finally, the last major part of bar insurance is worker's compensation; in an industry where busy bartenders and wait staff are moving around at high speeds while dealing with customers, the chance of someone falling and getting hurt is higher than anyone would like. This form of insurance provides funds for medical care and wages if an employee gets hurt.

Insurance requirements for bars and taverns vary widely by state, so be sure to ask our a Gaudette Insurance Agency, Inc. representative for a bar insurance policy that matches your specific needs.

Contact Us Today!
(508) 234-6333

Social Social Social Social

Resources

  • Get a Quote
  • Payment/Claims
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

1 Plummers Corner
Whitinsville, MA 01588

P: (508) 234-6333 | Fx: 508-234-8121 | mail@gaudette-insurance.com
© Copyright. All rights reserved. | Powered by Insurance Website Builder