General Liability Insurance
General Liability Insurance Information
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General liability insurance can help safeguard your business financially and cover lawsuits associated with accidents. One accident could lead to a case that may damage your business’s reputation and cause financial setbacks. Our agents at Gaudette Insurance Agency can help minimize your risk through proper coverage. Be sure to contact an agent today.
What Is General Liability Insurance for Businesses?
While general liability insurance isn’t required in most states, it’s still a highly recommended coverage. If a customer sues your business and you don’t have coverage, your business could risk significant financial loss. Generally, general liability insurance provides these types of coverage:
- Bodily injury, which may cover medical expenses, loss of services and legal fees related to a third-party injury on the property.
- Property damage, which may cover physical damage to property of others or the loss of use of that property
- Personal and advertising injury, which may cover personal and advertising injuries such as libel, slander, copyright infringement and invasion of privacy
Every incident won’t be covered by insurance, so it’s essential to check with your agent what your policy can cover.
What Is the Cost of General Liability Insurance?
The cost of your general liability insurance can vary depending on a variety of factors, including:
- Number of employees
- Building condition
- Policy details, like coverage limits and deductibles
- Insurance claims history
The cost of your policy can differ from policy to policy, so be sure to connect with your agent to determine a premium rate.
Learn More About General Liability Insurance
At Gaudette Insurance Agency, we want to help you protect your business with proper insurance coverage. Contact an agent today to get started or learn more information about general liability insurance.